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Hair Straightening Tools

Hair straightening tools take curly frizzy hair and turn it into sleek smooth hair in just a matter of minutes. In order to straighten your hair you will need a comb, a round brush, a hair straightening tool – blow dryer or flat iron, and a protective heat serum. For those of you who will be straightening your hair often, you would probably be best using a ceramic straightening iron. While they tend to cost a little more money than the cheaper alternatives that seem to damage the hair easier, the end results are well worth it.

If you are using a blow dryer to straighten your hair you would probably be best to brush your hair downward while you blow dry. The use of protective heat serum will protect your hair and prevent damage like scorching and split ends. When you use a flat iron to straighten your hair use a recommended flat iron heat protective serum and follow the manufacturer’s directions in how to apply and use the serum so that is effective.

Always follow the manufacturer’s instructions for heating up your hair straightening device as each manufacturer has their own way of bringing their product up to temperature, or down to temperature if a certain heating time is required. Every time that you use your hair straightening device, be sure that you place on a heat resistant, non-flammable surface.

Hair straightening tools are best used when you clip your hair up and work your way through each area in manageable sections. Usually, it is best to start at the scalp with each piece and work your way to the end of the strand, being careful not to burn oneself while handling the hot device. This will take time and a comb should be used to ensure that the hair strands are evenly parted to make using the hair straightening tool more effective.

Once you have straightened all the hair strands you should then spray your hair with a shine spray or lock out lotion so that your style will be maintained throughout the day. Some important things you should remember when using straightening tools is that they are electrical devices and therefore they should not be use near anything that contains water. Do not use these appliances near a sink as electricity and water are not good partners and accidents do happen when least expected.

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The Importance Of Investing in A Dry Cabinet

If you are having trouble protecting your MSD(moisture sensitive devices) from humidity related damages, you are on the right page. In this article, we are going to shed some lights on the importance of electronic dry cabinets.

Basically, a dry cabinet is an enclosure that can keep electronic components from getting exposed to excessive moisture environment. People use these when they need to put their moisture sensitive products into low humidity environment.

We know that excessive moisture can damage specific products, such as PCB,IC,chips,optical products,precision instruments. Since moisture can have a negative impact on the device performance and cause malfunction in some cases, it’s important to keep them in a place where these problems won’t occur.

Without further ado, let’s find out why you may want to invest in a dry cabinet to meet your needs.

Importance of investing in a Dry Cabinet

Why do professional manufacturers use a dry cabinet to store their MSD? The short answer is, they want protection against fungus. As a matter of fact, fungus is the worst enemy of electronic manufacturing process. It’s not easy to remove fungus and it can also cause damage and great economic loss to the products.

The problem is that fungus and humidity can directly cause damage and cracking inside electronics and other moisture sensitive materials. This can happen if you store the electronics and don’t take any measures to protect it from unwanted stuff, such as fungus and humidity. As soon as fungus grows, you won’t be able to stop it from spreading fast.

If you think you can clean the fungus from PCB boards, you need to think again. The reason is that it can have a damaging effect on the small components on PCB boards and too much works with excessive labor cost,Therefore, we don’t recommend that you go this route.

Often manufactures who have access to dry cabinets end up storing their components in exposed workshops,Typically, fungus tends to thrive in these areas because of high humidity. Generally, these people live in areas where humidity remains high throughout the year.

Keep in mind that these can be a great choice for electronic and semiconductor manufacturers.Make sure that the equipment you have stored is free of dust and water vapor. And this can be done only if you invest in a good dry cabinets. These devices can be configured to control humidity and prevent it from crossing the line.

Bonus Tips:

If you want to store your MSD (moisture sensitive devices) into dry cabinets, make sure you choose an optimal humidity point,don’t keep the humidity level too low or too high.

Dry modules is also very essential,if the dry module lifespan is short,then you have to replace it once two years or three years,it will cause high cost and much time.

Often, it costs a hefty sum of money to get the fungus removed from your MSD. On top of this, the treatment may not be 100% effective. As a result, you may end up with long downtime.

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Candid Insider Secrets And Hair Tools Revealed To Grow Long Hair Fast Naturally

I had a talk with some friends a couple of weeks ago and some conversations I had with them compel me to write this article. This article has my candid answers to some questions and concerns my friends and relatives have about growing their hair long naturally. I hope these ‘insider secrets’ give you some value to take away and to use for your own hair growth journey.

When you ask me what my secret is to having healthy scalp and hair growth – my biggest secret is that I take good care of my scalp and hair the best I can every day. I do my best to practice healthy living habits and keep to a ‘hair-friendly’ diet the best I can.

Of course I do slack at times but I ‘get back on track’ before my scalp and hair condition get really bad.

Do I use exclusive hair tools and gadgets?

The pictures of my personal hair tools will surprise you. To be dead honest, the hair tools I use most are free! I do have two ‘exclusive’ hair brushes that came with an expensive hair treatment package I bought several years back. I also have a good hair brush that was given to me by a regular hair salon I went to. And some combs I got from a private hospital – given to me by a nurse. Then my scalp massage hair brush costs me about $10 which works great – I can conveniently massage my scalp like anytime I want such as when I am reading stuff online, reading magazines and reading a book.

What I really want to share is – it is possible to ‘improvise’ to suit a tight budget. I know people who have to work 3 shifts or even 3 jobs to earn their living and this ‘money saving’ tip can really help them. Then homemade natural hair recipes are cheap. In fact, my mum grows some of these ingredients in her garden.

That being said, it is best to use the hair stuff that best suits your unique scalp and hair condition. However, it does not have to be pricey at all for you to use it for the long run. Yet all these good hair stuff can conveniently fit into hectic daily life schedules while helping stressed out or tired out people rest and relax.

Do I still go to salons and use hair products?

Yes, I do. In fact, I go to hair salons once in a blue moon. Why do I go? Is it because the hair salon does my hair routine better? No. I go to a hair salon when I do have a bit of extra cash and feel like getting pampered – not because the salon does it better. Honestly, I do it better. This is the time I use ‘outside’ hair products. Or when I forget to bring along my own hair shampoo when I stay over at my relatives’ for example, I will have to use whatever there is.

However, there is one little pump bottle I carry around in my bag everywhere I go. My little of bottle natural hair spray, conditioner or moist comes in handy when I need to moist my hair.

Do my hair care routines take a lot of my time every day?

Since I do enjoy and have fun dabbling with my hair recipes – I feel it does not take too much of my time. As for my scalp massage routines, I do set a certain amount of time aside daily to massage my scalp – this is my most important routine.

Scalp massage is something I need to do because it helps blood circulate up to my scalp – so that my scalp and hair follicles get the nutrients they need regularly. A healthy scalp grows healthy hair at its fastest speed.

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Health Insurance Do With Health Care Reform?

A study by Blue Cross Blue Shield of Tennessee takes an in-depth assessment of the possible effects that national health care reform could mean for Tennessee residents. The study estimates that 683,000 Tennesseans will get new Tennessee health insurance coverage under health care reform. It also focuses on possible changes in access to medical care, as well as the shift from employer-provided TN health insurance to the state exchange.

Dr. Steven Coulter, president of the Tennessee Health Institute, conducted the study entitled “National Health Care Reform: The Impact On Tennessee.” According to Coulter, the study explores how the expansion of Medicaid and the establishment of the TN health insurance exchange in 2014 will affect the residents of Tennessee.

Coulter says that since the advent of Medicare in 1965, the Patient Protect and Affordable Care Act has been the largest expansion of entitlement programs. “With the expected increase in consumers eligible for Medicaid expansion coverage and an estimated 1.5 million qualifying for subsidies in 2014, there is a great deal that needs to be addressed to ensure a smooth transaction,” he says. Coutler also noted that people who already have access to health care might have to wait longer when more people can afford to see a doctor unless there are basic changes to the health care system.

What’s Happening With The Shortage Of Doctors In Tennessee?

Long before health care reform, an appalling shortage of doctors was noted in Tennessee, and the situation has improved dramatically in some counties. On October 26, 2011, The Jackson Sun reported that the situation had improved in rural West Tennessee. Specifically, the doctor-patient ratio in Hardeman County went from one doctor per 4,675 people to one doctor per 2,229 people from 1992 to 1999. Chester County saw similar improvement with the ratio of one doctor per to 6,409 people falling to one doctor per 2,505 people.

What’s Happening to Tennessee Health Insurance Prices?

Coulter also notes the possibility that young adults will have to pay more for Tennessee health insurance by 2014. That’s because health care reform tends to level the playing field, so to speak. Groups, like the long living, have been paying high premiums, while young people have been paying low premiums. To average out the price of TN health coverage for all residents, some will likely end up paying more, but those who have been paying high rates, will get a break.

Who Stands To Gain The Most From Health Care Reform?

Overall, the people with the greatest economical disadvantages stand to benefit most as access to health care is extended to more state citizens. People who have been barred from getting TN health care coverage based on medical conditions will also get greater access to health care when they can finally get coverage.

Employers are also expected to have financial gains when they can encourage employees to get Tennessee health insurance through the exchange because not providing coverage will improve the company’s bottom line.

Will Everyone Directly Benefit From Health Care Reform?

It remains to be seen whether people who currently have TN health insurance will have longer wait times for health care, with more doctors and clinics coming to the state. For example, a federally-funded clinic opened in Hardeman county in 1993 and in Hardin county in 1995. In East Jackson, West Tennessee Healthcare opened a clinic in 1996, and federally-funded clinics have been operating in Fayette and Lake County since the 1970s.

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Tennessee Health Insurance Tips For Employers

According to the 2011 survey conducted by the Kaiser Family Foundation, there was a 118 percent increase in the average family premium for covered employees of large businesses and a 103 percent increase for small business firms noted over the past decade. The survey revealed that in Tennessee, only 51 percent of businesses offer health coverage to their employees. The main reason not all businesses are providing health benefits to their workers is because the increasing cost is too much to handle.

However, there are two great tips that employers can utilize to reduce their health care costs and bring down Tennessee health insurance premiums.

Health Savings Accounts And Health Reimbursement Arrangements For Employers

The first tip that employers can use is to look into Health Savings Accounts (HSA). Health Savings Accounts were first introduced to the market in 2004. To set up an HSA, you need a qualified high-deductible health plan. Individuals must have a deductible of at least $1,200 while family coverage must have a minimum deductible of $2,400. As for the cost of HSA plans, premiums have risen at a rate of one third to one half that of traditional Tennessee health insurance plans.

In a study conducted by United Benefit Advisors, in 2005 alone, more than 12,000 employer-provided health insurance plans were released. The study also pointed out that the cost of all health plans combined increased an average of 9.6 percent, while only a 3.4 percent rise was seen for HSA plans.

A similar survey was done by the Deloitte Center for Health Solutions the following year and results show that from 2004 until 2005, the cost of Health Savings Accounts rose by an average of 2.8 percent compared to a 7.3 percent increase for all health care plans combined.

Health Savings Account plans also extends its help to employees when it comes to out-of-pocket costs linked with the plans’ deductibles. Many employers are discovering that they are allowed to fund their employees’ HSA plans with the money saved on HSA plan premiums. The money your employer places in your savings account is forever yours whether you leave or lose your job. You have the option to withdraw your HSA dollars tax-free to pay for qualified health care expenses. You may even simply grow your HSA and use the funds when you retire.

The second tip for employers is Health Reimbursement Arrangements. This is not relatively known, but it can help increase tax savings. When you have an HRA, employers can reimburse you for medical care costs such as dental and vision services. TN health insurance premiums can also be reimbursed. With an HRA, more health care expenses can be deducted from your annual tax income than would otherwise be allowed.

You are allowed to combine a Health Reimbursement Arrangement as long as you do not use it to reimburse expenses meant for Health Savings Accounts. The deadline to establish an HRA to make the 2012 tax deductions is on December 31, 2011.

By Wiley Long – President, eTNHealthinsurance.com – Tennessee’s best online health insurance agency specializing in Tennessee Individual Health Insurance plans [http://www.eTNHealthinsurance.com/tennessee-insurance-plans.php]. We have personal advisors to help you with your Tennessee Health Insurance [http://www.eTNHealthinsurance.com] needs. Get online Tennessee Health Insurance quotes, compare plans, get personal assistance, apply online, and Save!

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Comparing Health Plans

Australia’s public health care system strives to ensure that every citizen has access to quality medical services. Although Medicare guarantees every Australian will see a health care practitioner even when no private health plan is in place, waiting times for certain procedures, including elective surgery, can be extremely long.

Your health insurance plan offers additional coverage to take care of procedures and expenses not covered by Medicare, and probably allows you to bypass the lengthy waiting periods experienced by individuals who depend solely on Medicare for their health cover. However, different health cover providers offer different waiting time options, which is why it is so important to compare health plans to find the one that best suits your needs and the needs of your family.

The Australian government has been trying to address the problem of long waiting times for elective surgery, since so many Australians have no private health cover and depend on Medicare alone for their health care. But change takes time, particularly when it is dependent upon increased funding at the national level. Since private cover is widely available, and different providers offer a variety of plans and options to suit every budget, your health insurance premium doesn’t have to be beyond reach.

By comparing health cover policies, you can find insurance that will safeguard you and your family if you have unexpected health care costs not covered by Medicare. Elective surgery doesn’t always mean cosmetic surgery; cataract removal, gall bladder removal, coronary bypass graft, tonsillectomy, repair of a perforated eardrum all fall under the category of elective surgery. Many conditions that require elective surgery are painful, making the waiting period very difficult.

No one is immune from illness or injury; your health insurance can provide peace of mind when it is most needed.

An added incentive to purchase private insurance is the 30 percent rebate available to policy owners through the Australian government, which was set up to encourage Australians to purchase private health cover. The rebate increases to 35 percent when you turn 65, and 40 percent when you turn 70. Your health insurance monthly premium will be established according to the cover package you choose, which is why it’s important to compare health plans before choosing one. You may tailor your private plan to your individual needs in order to save money and avoid paying for unnecessary coverage. For instance, if you’re under 35 and beginning a family, you probably don’t need coverage for cataract surgery or hip replacements.

When comparing health cover policies, it’s important to understand life stage concerns, which helps determine what coverage is best suited to you according to your age, lifestyle, and level of protection you are looking for. Insurance needs change as we age, and it’s always best to review your health insurance plan yearly to make sure you have all the coverage you need, and aren’t paying for coverage you no longer need.

Remember, you can’t put a price on good health. Compare health cover plans that meet your needs and the needs of your family, and rest assured that the safety net you put in place will protect you and your loved ones when the unexpected happens.

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Will Child-Only Georgia Health Insurance Plans Be Restored?

When the 2010 Patient Protection and Affordable Care Act became law, it changed the way health care was provided for millions of Americans. The health care reform law made several changes in the health insurance industry, but not all of them were intended.

One of the unintended changes in the insurance market involved child-only health care policies. In Georgia and other states, as the Affordable Care Act took hold, insurance companies stopped offering this type of healthcare plan.

Child-only Georgia health insurance plans are usually bought by parents who have an employer-provided health plan that does not include dependent coverage, or has dependent coverage they just can’t afford. Sometimes these plans are bought by parents who can’t get health coverage for themselves due to health reasons and still want to provide coverage for their children. And sometimes, these are bought by parents whose income does not qualify for their kids to get coverage under Medicaid or PeachCare.

How Did The Affordable Care Act Affect Child-Only Policies?

One of the mandates of the act is that no children with pre-existing conditions can be denied health coverage. In response to this mandate, insurance companies in various states, including Georgia, stopped offering new individual plans that only cover children.

According to the insurance industry, under this new requirement, parents could postpone getting health care coverage for their children until the kids were sick. The industry said that this would cause a rise in unprofitable health care plans and skyrocketing expenses for the insurance companies to budget.

Will Child-Only Georgia Health Insurance Plans Return?

An increasing number of states have made a move to address the loss of availability of child-only health care policies, either through legislation or regulation.

In Georgia, House Bill 1166 was presented to address this problem. HB 1166 plans to restore these child-only health policies that can be offered by the private Georgia health insurance market.

Legislation recently passed the House Insurance Committee that would require Georgia health insurance companies that sell individual health coverage to also offer child-only health care plans during an open enrollment period. The bill would permit insurance companies to impose a surcharge of 50 percent of the premium if a child has been without health coverage for more than 63 days prior to the application for coverage. By doing so, this will motivate parents to keep their children insured and not wait for their child to get sick before getting a Georgia health insurance plan.

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Considering High-Risk Health

If you are considering enrolling in the high-risk health insurance of your state, there are some things I’d like to discuss here so that you can make an informed decision about whether a high-risk health insurance plan is for you. Let me start with a quick definition of high-risk health insurance: It is defined as medical coverage for individuals with health conditions that prevent them from enrolling in a traditional health insurance plan.

These “high-risk pools” are options that are available to help ensure that individuals who are labeled as high-risk are still able to carry health insurance. Now, for those of you that are all set to jump on the risk pool bandwagon, I do advise you of the following negative aspects of it: is typically more expensive, is often difficult to obtain (strangely) and may also require that you have been without health insurance for the past six months. And I get the following question almost daily, so I figure I will answer it here: should I forego applying for an individual health plan and go straight to the pool? The answer is no! Most high-risk pools require getting formally declined from an individual health insurance carrier or a letter from a health insurance agent that states that you are medically ineligible for an individual health plan.

With this being said, let’s discuss situations in which high-risk health insurance is a good fit.

You Have High-Risk Health Conditions

If you have one of the conditions listed in the eligibility requirements of the pool in your state, then it is most likely that it will be a good fit for you. Conditions may be also be considered high-risk if they require costly or ongoing medical treatment in the form of prescription medicine or medical treatments and procedures. However, not all individuals that I would advise to go into the risk pools will have chronic diseases that prevent them from obtaining medical insurance. The pools may also be a good fit for those that have conditions with a high incidence of complications or require ongoing medical care, thus making it difficult to obtain coverage. Obesity and pregnancy are examples of such conditions. Health factors such as these can make it difficult for an individual to obtain healthcare while the conditions are still present. The pool is also a good option if you have a condition that is not specifically listed as an eligible condition in the eligibility requirements but was excluded from coverage when you applied for an individual health plan. In other words, if you applied for individual health plan and you weren’t declined but you got your condition excluded from coverage, high-risk health insurance is available to you as well.

You Have Pre-Existing Medical Conditions

High-risk health insurance should be a good fit for you if you have a pre-existing condition that may not be high-risk. Pre-existing conditions are health issues that are known to exist prior to an individual seeking healthcare. However, when obtaining new individual health coverage, there is typically a waiting period during which insurance will not cover medical care related to these conditions. The last thing you want is to enroll in a health insurance plan and they tell you, “we’re going to cover the very condition you’re getting health insurance for after a year.” Yeah, thanks! It is easier to get around the pre-existing condition clause if you’re in a high-risk health insurance program. The pools have special rules governing pre-existing conditions that are much easier to navigate than their corresponding individual health plans. An example of such pre-existing medical conditions that I’d advise for the risk pool are neurological conditions. Neurological conditions are usually not one of the conditions listed in the eligibility requirements of the high-risk pool but they are typically pre-existing conditions that, if you were to enroll in an individual health plan, you’d be waiting a year for coverage on.

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Top 8 Factors To Consider When Hiring A Freelance Web Developer

Like we judge people by looks, people judge businesses by their websites. Website is the face of an organization. The success or failure of a business depends upon its website. In order to make a good looking website with perfect usability and performance, you must hire a perfect team of professionals. An expert web developer can serve his clients to deliver the desired output.

Instead of hiring web development companies, it is a good idea to hire a freelance web developer. Taking your business online has become more of a necessity, rather than a trend. With the increasing demand of web and mobile development, the demand for freelance web developers has also increased, as a result of which a lot of developers have started freelancing. However, you must not get confused when it comes to selecting the best one.

A list of a few not-to-miss points will help you choose the perfect freelance web developer. So, let us bring these important not-to-forget factors into the lime light:

1. Portfolio: It is always a good idea to ask the developer to show you his portfolio. As it contains some of his best work, you will get an idea as to what type of projects he has done till date. If they are similar to what you want, you can take your meeting forward.

2. Availability: If you like the portfolio, you must ask about his availability at the time when you want him to carry out your project. Only after he is available, you can discuss it out further.

3. Experience: It is a wise idea to hire an experienced professional, rather than the one who is new to the web development. So, make sure he has got at least a few years of experience.

4. Expertise: Ask him about the services he provides, he might also be a Magento, Drupal as well as WordPress developer, so he can provide services to clients asking for any of these too. However, make sure that he is an expert in the field you are looking at. For example, if you want to build a website in WordPress, make sure you hire a freelance WordPress developer.

5. Tools and Technology: It is always a good idea to check if he uses quality tools and latest technologies for your project.

6. Price: Ask him what he will charge you for the project and also ask about the mode of payment and other payment details.

7. Time frame: Make sure, you discuss with him about the time for completion of the project.

8. Post development services: Ask if he provides support services, after the project gets completed.

Now that you are aware of some of the most important points to be taken into the consideration when choosing the right freelance web developer, it is advisable for you to make sure that you keep these points in mind so as to make the right choice and give a kick start to your business. Good luck for the same!

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Web Development – Do It Yourself?

Can I Do My Own Website?

Many businesses or individuals in Windsor who want a website commonly ask the question: “Can I develop my own website?” The short answer to this question is yes, absolutely. In fact, developing a simple website is easier now than it ever has been. Programs such as Macromedia’s Dreamweaver or Microsoft Front Page have made it easy to develop web pages with little to no skill. Simply pick a pre-made template, type in your text, add a couple of pictures and voila! You have yourself a website, right? Well, sort of.

The simple fact of the matter is, you can’t expect to develop a professional looking, tightly coded, website just by plugging your text into a pre-made template with a code generation tool. Yes, software has greatly improved over the years with how it generates HTML, the markup code that defines the structure of your web pages, but generated code will always be bulkier, and less efficient than hand coded HTML pages.

Most professionals in Windsor develop their HTML pages by hand. In fact, most page developers rarely ever use anything but a text editor to generate their pages. Professional page developers will use HTML for what it was developed for, to describe the structure of a page, and encapsulate the content of said page via the markup tags relevant to the content at hand. What does all that mumbo jumbo mean? Well, simply put, it means that a professional web page developer is going to structure a page correctly, using the correct tags, not just using tags that look right when a page is rendered to the browser. A professional page developer never concerns himself with how the HTML makes a page look, HTML is there to structure a page, not describe how the style is defined. Cascading Style Sheets (CSS) describes how the nicely structured pages should look when rendered to the browser. Moreover, the developer structures his/her pages so they render correctly in all browsers, a task that the code generators fail miserably at most times.

What’s In Your Page Source?

Alright, I will be the first to admit that most people don’t care how bulky their web pages are or how inefficient they are coded. Granted, most visitors are on high-speed internet and those extra 500 milliseconds your page takes to load isn’t going to matter, right? Again, sort of. You always have to be aware of how long your pages are taking to load, and how responsive they are for your visitors. Studies have shown that an average user will wait about 10 seconds for a page to load before they navigate away out of frustration. I have a feeling that this study was done before the vast majority of users had high-speed internet. I suspect that tolerance to waiting is actually much lower.

Experienced web developers and web designers will always optimize their images, and HTML to load as quickly as possible. Images that are not properly compressed can easily be 5 times larger than a properly compressed image. Improperly compressed images can easily increase a web page load by 5-10 seconds!

Got Google?

One of the biggest detriments of doing your own web development is the lack of search engine optimization. One of the most common causes of websites having poor search engine rankings is because the page is full of HTML errors which throw off the search engine crawlers. Web pages that are not structured correctly, and have a lot of styling information inline with the content will never rank well compared to websites that are structured correctly with nice clean content.

So does this mean that if you do your own website, you won’t ever get listed in the search engines? Of course not, but if a professional web designer or web developer programs your HTML pages, your pages are much more likely to get indexed correctly. Moreover, most web developers will put a link from their well indexed site to your new site, which will further help the crawlers find your site quicker. If your developer is experienced in search engine optimization (SEO), that will even further liken your chances to high rankings in the search engines.